Community

It takes a team of seasoned experts to manage the finances for a complete community, from keeping books and budgets to handling homeowner billing and payments.

Our team at K&K Financial and Tax is knowledgeable with the best financial strategies required to simplify money management at all levels.

Tax Clients Helped: 27,046

2023: Next Tax Season

4/15: File Due Date

Communities have developed into a source of strength for individuals all across the world in the current global environment. This strength can be strengthened further by the economic security of its citizens, uniting the neighborhood against financial issues and enabling it to face challenges jointly.

Through both economic tactics and financial education, we hope to foster solidarity in your community.

Frequent Questions

1

Is it better to pay off your entire monthly balance, just the minimum, or somewhere in between?

Never, ever just pay the minimum. Let me stress that again for emphasis: Never Pay The Minimum. Paying off the monthly balance is beneficial to both you and your creditor. It builds history which is good for your score, shows you're responsible, and you never earn interest.

2

How much should go into my retirement pot?

This differs for everyone. You want to set the percentage of your salary that you will put into your retirement plan based on your current budget. As your budget changes, the amount you save can change. Save as much as you can in your retirement pot to make it easier later in life.

3

How can I get the best mortgage rates?

You will want to keep your debt somewhere between 27%-35% of your income to ensure a good mortgage rate. Make sure you're making all your payments above their minimums and on time/early. So long as you have around five years or more great standing history with what's being reported with the credit bureau's then you shouldn't see any problems with mortgage offers. I also recommend talking to realtors because they seem to know a trick or two, I had one tell me that a mortgage loan will almost always reject the applicant if they have been employed with their company for less than three years.

4

Should I save money or pay off my debts?

You want to try and do both at the same time, but clearing off debts is better if you have to choose. Debts rack up higher amounts of interest than you could even save. Work on one debt at a time and then move onto the next to help with money management. If you can, at least save up your emergency fund while clearing debts.

Financial security goes a long way to establishing communities as a safety net for their members. At K&K Tax Services, we take extra care in ensuring a solid foundation for your community to thrive.

Office Location

4645 Flat Shoals Pkwy #2
Decatur, GA 30034

Hours of Operation
Mon-Fri: 9:00am-6:00pm
Sat: 9:00am-2:00pm

Get Started

Contact Information

(770)808-5133

contact@kktaxservicesinc.com